What is Agen46

By Join Agen46, you can get additional incomes

Agen46 is an extension of BNI in providing banking services to the Indonesian people in the context of financial inclusion.

Agen46 serves a variety of transactions such as account opening, deposit and cash withdrawals, bill payments, and distribution of social assistance which is a government program.

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Our Services

BNI provides the most complete banking transaction services through :

Laku Pandai

Lakupandai is BNI's new financial service in the context of inclusive finance, where people can easily reach banking services.

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LKD is a Digital financial services product from BNI in order to support the Non-cash National Movement (GNNT).

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Agen46 serves a variety of bill payments ranging from electricity, water, to telephone, and also serves a variety of purchases.

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Benefits of Being an Agen46

No Registration Fee Is Charged

Interesting Commission for each Transaction

Most Complete Services & Features

Ease of Obtaining Business Capital

Become an Official Banking Agen

How To Join Agen46



You must have a business or fixed income, an account at BNI, a photocopy of your KTP, a photocopy of your NPWP (if any) and complete the registration form



Registration can be done by candidate Agen46 by visiting the nearest BNI branch office or through online registration


Verification Process

After the prospective Agen46 meets the requirements and registers, the verification process will be carried out by the nearest Branch Officers

Interested In Become an Agen46?

Download Agen46 Application


Make sure you are registered as Agen46


Open Google Play Store on your smartphone


Find the "Agen46 Mobile" app and install the application


After the application was installed, login using your Agen46 username and password


Agen46 Testimonials